API-based onboarding

In API-based onboarding, your platform builds and controls the entire onboarding experience.

You are responsible for:

  • Rendering forms
  • Validating input
  • Collecting documents
  • Submitting data to Paypercut

When to use this approach

Choose API onboarding if you need:

  • Full control over UX
  • Tight integration with your product
  • Custom onboarding logic

Flow

Create a connected account
Retrieve requirements
Collect required data identity data
Submit updates
Upload and attach documents
Repeat until requirements are satisfied

Responsibilities

Your platform must:

  • Keep account data up to date
  • Re-request information if requirements change
  • Handle verification failures
  • Ensure data accuracy

Paypercut handles:

  • Verification logic
  • Compliance rules
  • Capability activation