Overview

Paypercut Connect enables platforms to onboard and operate other businesses.

A platform creates and manages connected accounts, which represent the businesses using the platform.


Key concepts

Platform account

Your Paypercut account. This is the owner of the integration and the entity interacting with the APIs.

Connected account

An account created and managed by your platform, representing a business or individual.

Capabilities

Permissions that determine what a connected account is allowed to do (for example, accept payments or receive payouts).

Capabilities are granted only after required verification steps are completed.

Requirements

A dynamic set of fields and documents that must be collected to verify an account.

Requirements change over time and depend on:

  • Country
  • Business type
  • Enabled capabilities

External accounts

Payout destinations (such as bank accounts) attached to a connected account.


Integration model

In this guide, we focus on platform-managed onboarding:

  • Your platform owns the entire onboarding experience
  • You collect all required data
  • You interact directly with the APIs
  • You handle updates and verification flows

This model gives you full control but requires deeper integration.


Typical flow

A typical onboarding flow looks like:

Create a connected account
Inspect required information
Collect business and identity data
Upload documents
Attach data to the account
Add payout details
Monitor verification status via events
Enable capabilities

Each step is covered in detail in the following sections.