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Payment Links

The convenient way to collect payments remotely

At Paypercut we believe in simplifying the lives of our merchants, so they can focus on what they do best.
We achieve this by providing easy-to-use payment tools that remove the barriers between merchants and customers.

What are Payment Links?

Payment Links let you generate a secure, shareable checkout URL for your customers—no code required.
Send the link via email, SMS, chat, or invoice, and your customer can pay instantly on a PCI-compliant page.

When to Use Payment Links

Payment Links are flexible and can be used for many everyday business scenarios, including:

Use Case Example Businesses
Paying utility bills Utility providers, telecoms
Collecting deposits for reservations Hotels, rental agencies
Remote consultations and appointments Lawyers, therapists, tutors
Paying for repairs or maintenance Plumbers, electricians, mechanics
Settling outstanding balances Accountants, service providers
Pre-ordering products or services Retailers, event organizers

Payment Links make it easy for customers to pay securely—no matter the business type or payment scenario.

How Payment Links Work

  1. Merchant Generates Payment Link

    • Create a payment link via the Merchant dashboard or Payment Links API.
    • Each link is unique and secure, tied to a specific payment.

  2. Share Link with Customer

    • Send the link through email, Viber, WhatsApp, SMS, or embed it as a payment method within your service.

  3. Customer Accesses Checkout

    • The customer clicks the link and is directed to a 🔒 secure Paypercut-hosted payment page.

  4. Customer Completes Payment

    • Customer selects a 💳 payment method (card or wallet).
    • Enters payment details and confirms the transaction.

  5. Track Payment Status

    • Payment status gets updated instantly on the merchant dashboard 📊.
    • Webhooks can notify your system about successful or failed payments in real time.

  6. Funds Settlement

    • Once the payment is successful, the funds are settled into the merchant’s account according to Paypercut’s payout schedule.
    • All transactions are visible and traceable in the dashboard

Creating and Managing Payment Links

  1. Create a Payment Link via the Merchant Dashboard

    • Navigate to Payment Links → Create Payment Link.

  2. Enter the following details:

    • Amount and Currency – Specify the payment amount and currency
    • Account – Choose the relevant account (for split payments, if needed)
    • Expiration Date – Required; set a validity period for the link
    • Payment Configuration – Select the payment methods to offer
    • Description (optional) – Add a note for identification (e.g., invoice number)
    • Reference (optional) – Add a merchant reference

    Click Generate Payment Link

  3. Share the Link Use the Copy Payment Link button to share with your customer easily

  4. Manage Your Payment Links

    • Track all your links in the Merchant Dashboard (active, expired, paid).
    • View active, expired, or paid links.
    • Access payment status, timestamps, and customer details.

Create Payment Links via API

  • Automate link creation using the Payment Links API for advanced scenarios such as sending invoices, collecting recurring payments, or managing donations and ticket sales programmatically.
  • For request formats, payloads, and examples, see the API Reference.

Best Practices

  • Always use unique client_reference_id for reconciliation.
  • Set expires_at for time-limited payment links.
  • Use webhooks for real-time payment status updates.
  • Test with sandbox API keys before going live.

Additional Resources