Product Features

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This section gives you a quick, practical tour of Paypercut’s payment products and how to use them. You’ll find what each feature is for, when to choose it, how it works at a high level, and the key API endpoints/fields to implement fast.

Checkout Experience

What it is:
One Checkout session that you can either redirect to or embed via <iframe> for an on-page experience (same capabilities, same API).

Best for:

• Redirect: Fastest go-live, minimal frontend work, lowest PCI scope
• Iframe: On-brand, on-site flow without handling raw card data

How it works:

1. Create a checkout via API → provide success_url and cancel_url in your payload
2. Redirect customers to the checkout URL or use the same URL as an <iframe src>
3. Receive status via webhooks; customers are returned to your success_url or cancel_url after payment

API: POST /v1/checkouts (server-side, Authorization: Bearer <secret>)

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Subscriptions

What it is: Recurring billing that automatically charges customers on a schedule for plans, memberships, or ongoing services.

Best for:

• SaaS, memberships, subscription boxes, recurring deliveries

How it works (high level):

1. Customer – The end user who owns the subscription
2. Product – The offering being sold (optional when using inline price_data)
3. Price – Defines billing configuration such as amount and billing interval (optional when using inline price_data)
4. Payment Method – The reusable payment method stored for future subscription charges
5. Subscription – Links a customer to one or more priced items with a billing schedule
6. Checkout Session – Used to collect the first payment and save a reusable payment method
7. Webhooks – Notify the merchant system about payment outcomes (coming soon)

API (quick links):

• [Create Customer] https://docs.paypercut.io/api-reference/tag/customers/post/v1/customers
• [Create Product] https://docs.paypercut.io/api-reference/tag/products/post/v1/products
• [Create Price (set recurring)] https://docs.paypercut.io/api-reference/tag/prices/post/v1/prices
• [Payment Method] https://docs.paypercut.io/api-reference/tag/payment-methods/post/v1/payment_methods
• [Create Subscription] https://docs.paypercut.io/api-reference/tag/subscriptions/post/v1/subscriptions
• [Retrieve Subscription] https://docs.paypercut.io/api-reference/tag/subscriptions/get/v1/subscriptions/id

Payment Links

What it is:
Shareable links to the checkout page for invoices, email/chat, or manual orders.

Best for:
No-code/low-code collections; remote and one-off payments

How it works:

• Create a checkout and distribute the checkout URL (QR optional)
• Track results in dashboard and via webhooks

API:
POST /v1/checkouts

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BNPL Aggregator

What it is:
One interface to multiple BNPL providers; Paypercut handles routing, eligibility, and status mapping.

Best for:
Higher conversion/AOV with installments across Europe

How it works:

• Expose BNPL in checkout
• Customer is evaluated by a connected provider
• Status and settlement flow back via unified webhooks

API (preview):
Enable via payment_method_configuration on POST /v1/checkouts

Webhooks (preview):
bnpl.approved, bnpl.declined, bnpl.canceled, bnpl.settled

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Apple Pay

What it is:
Wallet payments on Apple devices/Safari.

Best for:
Frictionless checkout for iOS/macOS users

How it works:

• Complete Apple domain verification
• Enable via payment_method_configuration
• Apple Pay button appears in checkout (redirect or iframe) on eligible devices

API:
POST /v1/checkouts (+ dashboard/domain setup)

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Google Pay

What it is:
Wallet payments for Chrome/Android.

Best for:
Fast, tokenized payments across web and Android

How it works:

• Configure merchant parameters
• Enable via payment_method_configuration
• Google Pay shown in checkout (redirect or iframe) on eligible browsers/devices

API:
POST /v1/checkouts

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Web SDK

What it is:
Client utilities to mount the iframe checkout and handle events.

Best for:
A polished, on-site experience with simple JS integration

How it works:

• Create checkout server-side
• Initialize SDK
• Mount iframe with the checkout URL
• Listen for success/error/close

API:
Works with POST /v1/checkouts (server); SDK on client

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Webhooks

What it is:
Event delivery for payments, refunds, expirations—subscriptions/BNPL later.

Best for:
Order fulfillment, CRM/ERP sync, analytics

How it works:

• Configure endpoint in dashboard
• Verify X-PayPerCut-Signature
• Implement idempotent handlers

API:
List: GET /v1/webhooks (Bearer auth)

Key events (current):
payment.succeeded, payment.failed, refund.processed, checkout.expired

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Dashboard & Reporting

What it is:
Operational hub (Merchant Dashboard) for transactions, payouts, refunds, webhook logs, keys, sandbox data.

Best for:
Monitoring health and finance ops

How it works:

• Use dashboard views and exports
• Correlate events and payouts
• Manage API keys and webhooks

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Plugins

What it is:
Prebuilt connectors for popular carts: WooCommerce, PrestaShop, OpenCart

Best for:
Fastest path to launch with minimal custom code

How it works:

• Install plugin
• Add API keys
• Choose checkout mode (redirect or iframe)
• Optional APMs; subscriptions/BNPL supported once live

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Ready to get started?
Log in to your Merchant Dashboard and explore all product features today!